Affirm Payments

Affirm is a popular payment method in the US and Canada that gives your customers a way to split purchases over a series of payments. Pay in 4 interest-free installments or in monthly installments of up to 36 months.

To pay with Affirm, customers are redirected to Affirm’s site, where they authorize the payment by agreeing to the terms of a payment plan, then return to your website to complete the order. Affirm offers payment options based on factors such as customer credit, prior account history, order amount, and the type of goods or services being underwritten. After payment acceptance, the full amount of the order (minus fees) is made available to your Stripe account upfront, and Affirm collects the purchase amount from your customer, who repays Affirm directly over time.

Affirm only supports domestic transactions, meaning you can only sell to customers in the same country as your business. If you’re using Dynamic payment methods, Stripe handles a customer’s payment method eligibility automatically. If you use payment_method_types, you must either configure your integration so that it only presents Affirm to eligible customers, or use dynamic payment methods.

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